Billy, Courtney's neighbor, is asked to visit in order to provide her guidance on her problematic boyfriend, who is currently on the run after being charged with 98 charges of mortgage fraud. Billy advises her to move on emotionally and psychologically from her partner and not return any of his calls, texts, or emails. Billy reassures Courtney that he is there to support her in more ways than one, even though she is afraid. Billy is foreclosing on Courtney's juicy pussy with his enormous dick as her lover faces jail time for foreclosure.